High Risk Auto Insurance Companies
We recognize that every consumer has different high risk auto insurance needs. Because of this notion, we have provided a comprehensive and informative list on a variety of U.S. Auto insurers. No matter where you live in the United States, an auto insurer is available to help you with your high risk auto insurance needs.
*Please note, while auto insurance is our focus here, most of these auto insurers also provide life and home insurance as well as rental insurance as well. Choosing additional plans with these insurers will almost certainly provide you discounts on additional auto insurance coverage as well.
American Automobile Association (AAA)
While commonly known for their emergency road service as well as their comprehensive maps, AAA is one of the most-trusted auto insurers in America! The company currently insurers nearly 50 million North American members. Headquarters of AAA can be found in Heathrow, Florida near Orlando. When insured with AAA, the insurer is subscribed to a specific geographic region. For example, if you're living in New Jersey, you are a member of the AAA Mid-Atlantic region. Those insured with AAA receive a variety of services from tire changes, first aid, towing, lockouts and travel-planning assistance.
Allstate Insurance
Known for its slogan, "you're in good hands," Americans seem to trust Allstate choosing them second to any other personal line insurer. Founded in 1931 and hearquartered in Northbrook, Illinois, Allstate provides a variety of insurance options for consumers, most importantly, auto insurance. From Property Damage liability insurance to Bodily Injury liability insurance, Allstate provides countless Americans with high risk auto insurance coverage. The company also lowers your insurance premiums with the insurance of more than one vehicle, a good student in the home, a factory-installed air bag in an insured car, no at-fault accidents in three years of coverage, and/or the completion of a defensive driving course in your area.
Farmers Insurance
Noted as the third largest U.S. Insurance group, Farmers insures nearly 10 million homes in 41 U.S. States. Headquartered in Los Angeles, California, Farmers was rated Excellent by A.M. Best company and Very Strong by Standard and Poor's in reliable auto insurance coverage. The company was the most improved insurer in 2005 to 2006 with customer satisfaction levels rising the most then any other U.S. Insurer. The company's customer service offering is also reliable, having earned the J.D. Power award for Call Center Customer Service Excellence from 2005-2007.
GEICO
The Government Employees Insurance Company or GEICO insures nearly 10 million cars, truck and motor vehicles each year. Founded in Fort Texas in 1936 and headquartered in Chevy Chase, Maryland, GEICO seems to represent several geographical regions of the U.S. Auto insurance is available in all U.S. States and the District of Columbia except Massachusetts. Much like other insurance companies, GEICO provides a variety of discounts on your premium. Some of these discounts include driver-side air bags (25% off) or full-front seat air bags (40% off), anti lock brakes (5% off collision), anti-theft system (25% on comprehensive coverage), daytime running lights (3% off), five-year accident free driver (up to 26% off total), seat belt use (15% off medical and/or personal injury protection), good student discounts, military service and multi-car coverage discounts.
Liberty Mutual Insurance
Known as the sixth largest U.S. Insurer, Liberty Mutual was founded in 1912 in Boston, Massachusetts and is still headquartered in Beantown today. Recognized on the Fortune 500 list of the largest American corporations, Liberty Mutual has receive Excellent and Strong ratings from the A.M. Best Company and Standard & Poor's. With offices in nearly 45 United States and worldwide, Americans can be insured in nearly every community. With large offices in Phoenix, Tampa, Dover, Wausau, Wisconsin, New Castle, PA and Mishawaka, IN, reliable auto insurance information and coverage is provided throughout the U.S.
Nationwide
Founded in 1926 and headquartered in Columbus, OH, Nationwide has several subsidiary companies that are located throughout the United States. Nationwide promises a better claims service, thus making getting your money faster a priority! Much like other insurance companies, a variety of discounts are available when insured with Nationwide: accident-free discount, insuring more than one car, good student discount, other insurance coverage with them such as homeowners, anti-theft system discount, and airbag discounts.
Progressive
Founded in 1937 and headquartered, yet again in Ohio, in Mayfield Village, Progressive Casualty Insurance Company provides insurance to private-passenger, boats, motorcycles, cars & trucks. A member of the Fortune 500, Progressive provides nearly 11 million Americans with insurance. With nearly 30,000 independent insurance agencies nationwide, Progressive makes insuring yourself with Progressive simple for anyone in any state. The insurer also uses a Concierge Level of Claims service, meaning they will work with local body shops and/or car dealerships to repair an insured car in case of vehicle damage. With nearly 50 service centers, making a claim has never been easier, and a rental service is provided that day!
State Farm
Headquartered in Bloomington, Illinois, State Farm is the largest automobile insurers within the United States. Founded in 1922, State Farm has held the "largest" title since 1942 respectively. Ranked 32nd on the Fortune 500, State Farm is also the largest mutual insurance company in the U.S. Much like other insurance companies State Farm provides a variety of discounts including new car discount, anti-theft system discount and good driver discounts as well. State Farm is also the first to mention that one's credit rating may affect their overall premium cost.
As with all high risk auto insurance, it is critical to do your research before purchasing this important coverage.