Arizona High Risk Auto Insurance
There are currently 172 insurance providers that offer automobile insurance in the state of Arizona. All of the nationally known companies, Allstate, AIG, State Farm, Geico, etc, are licensed to sell insurance in the state as well as many smaller, more local or regional companies. This makes shopping around for coverage a good idea if looking for the best rate.
Minimum Insurance Requirements
Arizona's minimum liability insurance requirements are somewhat less than in other states. The minimum allowed coverage is $15000 per person, $30000 per accident bodily injury, and $10,000 in property damage. Arizona, like many other states uses a tort system, meaning that someone will be found at fault in any accident that occurs and held responsible.
Make Sure You Can Prove Coverage
Arizona law requires that a person show proof of minimum liability insurance coverage in order to license a vehicle. In addition, proof of insurance must be in the vehicle at all times and shown to police officers upon request. Failure to provide proof of insurance will result in immediate suspension of both the individual's driver's license and the license registration of the vehicle. In addition, substantial fines and fees for the reinstatement of driver's license and vehicle registration will be required before the vehicle can be driven away from the scene of the traffic stop. Parking fees are assessed if left on the side of the road.
Even though Arizona does not require a person to carry as much insurance as other states, they do take their insurance requirements very seriously. Take a moment to use our free quote tool to receive multiple online quotes for high risk auto insurance in Arizona.